Blue Cross Blue Shield of Illinois

Blue Cross Blue Shield of Illinois

About Blue Cross Blue Shield of Illinois

Blue Cross Blue Shield of Illinois is a highly experienced and the largest health insurance company in Illinois, offering individual and group health insurance coverage, managed care products, Medicare supplement coverage, and prescription drug coverage to over 8.1 million members.

To serve its members with cost-effective and quality health care, the company has included over 92% of Illinois hospitals, 87% of specialists, and over 91% of Primary Care Provider in its network.

The company is serving the people of this state since 1936 and is committed to promote the health and wellness of the people of the state through accessible and cost-effective healthcare. Though the healthcare plans and services have rapidly evolved across the state, but the company’s dedication towards the people and communities of Illinois has doesn’t change. The company is still serving the people of this state as their friends and families and takes pride in investing in their communities’ needs and help people with their knowledge and experience making Illinois a better place to live. Blue Cross and Blue Shield of Illinois are open to innovation and leave no stone unturned to come up with possibilities to make the health care system work better for its people and communities. The company offers a comprehensive and affordable range of health plans to over 8 million members.

Vital Facts related to the Company

  • Blue Cross and Blue Shield of Illinois is serving the people of this state with affordable healthcare plans since 1936.
  • Blue Cross and Blue Shield of Illinois has distributed a $ 480,000 fund in December 2020 to help organizations of the state to increase access to immunizations.
  • Blue Cross and Blue Shield of Illinois is a division of Health Care Service Corporation and an independent licensee of the Blue Cross and Blue Shield Association.
  • The company opened the first neighborhood center intending to improve the health of a Chicago Community.
  • Blue Cross and Blue Shield of Illinois released $20,000 grants to organizations around the state so that they efficiently respond to the COVID-19 health crisis.
  • Health Plans offered by the Company

    Blue Cross and Blue Shield of Illinois, the largest health insurance company in the state, offers Individual health plans as well as Medicare and Medicaid plans for people who qualify.

    Individual and Family Plans

    With the rising healthcare cost, individuals who need health insurance for themselves and their families look for plans offering quality benefits at cost-effective prices. Blue Cross Blue Shield of Illinois offers four different types of individual plans, Blue Choice Preferred PPO network, Blue Precision HMO network, BlueCare Direct Advocate, and Blue FocusCare plans. BlueCross and BlueShield of Illinois offer individual and family plans that help people save up to 19% on their premium. BlueCross and BlueShield of Illinois proudly offer different individual and family health plans across the state, from Chicago to Springfield, Rockford to Peoria. The 2021 individual health plans offered by BlueCross and BlueShield of Illinois are categorized into three metallic tiers like bronze, silver, and gold. All the individual and family health plans offered by the company cover the essential health benefits and for the year 2021, the company will be offering 7 Bronze plans, 5 Silver plans, and 3 Gold plans.

    Medicare Plans

    Blue Cross Medicare Advantage Plan provides the combined benefits of HMO, PPO, and POS plans along with prescription drug coverage and Original Medicare benefits.

    People who want to have original Medicare, as well as prescription drug benefits, can opt for Blue Cross MedicareRx plan or Blue Cross MedicareRx ValueSM and Blue Cross MedicareRx PlusSM plans. Both Blue Cross MedicareRx ValueSM and Blue Cross MedicareRx PlusSM plans have a larger formulary and these plans have a nationwide pharmacy network so that people can easily fill their prescriptions in the neighborhood and across the state.

    Medicare Supplemental Plans

    Individuals who are at least 65 or above and enrolled in Medicare Part A and B qualify for Medicare supplement plans. Medicare Supplement Plans help people pay the out-of-pocket expenses and these plans are identified by the letters A, B, C, D, F, G, K, L, M and N. Basic benefits offered by Medicare Supplement plans in Illinois include hospitalization, medical expenses, and first three pints of blood each year. Among all the standardized Medicare Supplement plans, Plan G and Plan F provide the most complete protection for the Medicare Part B additional charges. These are the popular plans because they pay for the Medicare Part A hospital deductible and copayments, skilled nursing facility copayment, and foreign travel emergency care. Plan F covers the Medicare Part B deductible.

    FAQ

    Illinois residents looking to enroll in an individual and family health plan offered by BCBSIL can enroll during the open enrollment period that runs from November 1 to December 15.
    Blue Cross Blue Shield of Illinois offers individual and family plans in three different metal-tiers categories like Bronze, Silver, and Gold plans. Residents of Illinois have four Blue Choice Preferred bronze plan options, two Blue Choice Preferred Silver plan options, and one Blue Choice Preferred Gold Plan option.
    The least expensive individual plan offered by BCBSIL in the Illinois state is the Blue precision Bronze HMO plan 205 that has the lowest monthly premium and offers comprehensive benefits.
    People of Illinois can select any of the below-given doctors as a primary care physician:

  • Family medicine doctor
  • Pediatrician
  • Obstetrician/Gynecologist
  • Internal medicine doctor
  • If you are looking to have prescription drug coverage, then you will need to select a separate Medicare Part D Prescription Drug Plan. Medicare Part D prescription drug coverage in Illinois can be availed from the two major health insurers, Humana and BlueCross and BlueShield of Illinois. BCBSIL offers Blue MedicareRx plan in Basic, Value, Plus plan.

    If you are looking to have prescription drug coverage, then you will need to select a separate Medicare Part D Prescription Drug Plan. Medicare Part D prescription drug coverage in Illinois can be availed from the two major health insurers, Humana and BlueCross and BlueShield of Illinois. BCBSIL offers Blue MedicareRx plan in Basic, Value, Plus plan.

    If you are looking to have prescription drug coverage, then you will need to select a separate Medicare Part D Prescription Drug Plan. Medicare Part D prescription drug coverage in Illinois can be availed from the two major health insurers, Humana and BlueCross and BlueShield of Illinois. BCBSIL offers Blue MedicareRx plan in Basic, Value, Plus plan.

    Find a Right Affordable Plan For You

    REPRESENTATIVES ARE AVAILABLE Mon - Fri, 8 AM - 8 PM ET