The Blue Cross Blue Shield Association is the most revered name in health insurance sector. With presence in over 170 countries, the company is quite popular in both the United States and around the world. The company’s history dates back to 1929, when a health insurance company Blue Cross for teachers was started by Justin Ford Kimball.
Similarly an insurance plan for mining camps employers in the Pacific Northwest was started with the Blue Shield name. Later in the year 1982, these two insurance companies were merged and the official name of the association became Blue Cross Blue Shield. Chicago, Illinois is the company’s headquarter and due to the combined efforts of all 36 U.S. companies, the company’s health insurance products are available in all 50 states as well as the District of Columbia, and Puerto Rico. With 36 companies operating across the United States, Blue Cross Blue Shield has great variety of health plans available. The company has partnered with more than 90% of the doctors and hospitals around the country and has insured one in three Americans through its various companies. Since its inception, the company has focused on improving healthcare system by focusing in local needs and customized products and services.
Health Plans offered by Blue Cross Blue Shield
No matter in which U.S state you reside, there are many health plans offered by leading insurance carrier Blue Cross Blue Shield. Irrespective of your health conditions and budget, you will find a Blue Cross Blue Shield health plan as per your health condition and budget. Blue Cross Blue Shield offers health insurance plans like medical, dental, and prescription drug coverage for individuals as well as families. Some of the popular health plans offered by the company include:
The Health Savings Account
Flexible Spending Account Plans
Health Reimbursement Arrangements
Health Maintenance Organization Plan
Preferred provider Organization Plan
Individual Health Insurance Plan
Short-term Health Plan
Dental & Vision Plans
Vital Facts about Blue Cross Blue Shield
Blue Cross Blue Shield is the oldest and most experienced providers of health care plans in America.
The insurance carrier comes with the financial strength and reliability of being a well-established company with decades of proven experience.
Being an association of 36 companies, the company has multiple healthcare and HSA plan options benefits for its customers.
The company has partnered with more than 90% of doctors and hospitals nationwide to render high-quality healthcare at the best possible price.
The company has partnered with the federal government to process Medicare claims and payments since the launch of the program in 1966.
To address nation’s healthcare challenge the company has invested more than $250 million in community health
programs across the country.
The company has volunteered more than 400,000 employee hours to community projects and social initiatives.
Individuals having health insurance plans with Blue Cross Blue Shield can rest easy because this insurance carrier has presence in all 50 states and is accepted by over 90 percent of doctors and specialists. The company offers some form of health coverage in every state of U.S. and the company also act as Medicare administrators in many U.S. states or regions.
Blue Cross Blue Shield company all over the U.S. is known for offering excellent customer-service for its policyholders. Through the company’s portal policyholders can access all their benefits and services, as they can easily get their queries solved, review their plan details, make changes in the plan, file for a claim, check claim status, get replacement ID card along with several other services. Through its portal the members can also search for a local Blue Cross Blue Shield company by entering their state or zip code. Besides the online help, customers can also get in touch with the customer-support team 24/7 through phone calls.
The Bottom Line
Blue Cross Blue Shield in America’s leading insurance carrier that is relentlessly working to improve health and well-being of Americans. The company is operational in every zip code in the U.S. and has contracts with 96% of hospitals and 95% doctors and has insured more than 106 million members. The company is making every effort to transform healthcare and its cost in America and is identifying solutions to keep health care plans affordable.