Molina Healthcare Health Insurance

Molina Healthcare Health Insurance: Buy wide array of locally operated health plans.


About Molina Healthcare

Molina Healthcare, Inc. is a FORTUNE 500 company involves in offering affordable and managed health care services under the Medicaid and Medicare programs. Via the state insurance marketplaces, the company provides its wide array of locally operated health plans.

To date, Molina Healthcare offered affordable coverage to approximately 3.4 million members.

The company is financially strong and enjoys good reputation for its excellent customer service. The company has acclaimed several awards for the best insurance coverage designed to customer’s needs at the most affordable price. Company’s reputation lies in its incessant efforts to ensuring insurance seekers having insurance coverage they need to ease their insurance expenses.

Molina Healthcare, Inc. is committed to provide quality health care to people receiving government assistance.


Molina Healthcare was floated in 1980 by C. David Molina, an emergency room physician in Long Beach, California. The aim behind the launch was to allow patients access to emergency room for common ill nesses such as a sore throat or the flu. Molina established his first primary care clinic for patients who were unable to pay the expenses.

The company had launched its first Molina Medical clinic in Wilmington, California in 1980 alongside its already operated clinics in Washington, New Mexico, Florida and Utah. However, Molina later shut down its several clinics in Michigan, Florida, New Mexico, Wisconsin, and Utah. In July 2003, Molina went public with a stock offering of $102 million.

Molina Health Insurance Plans:

Molina Healthcare plans are designed to offer health insurance benefits to those who qualify for Medicaid, Medicare or both plans. In some of the states, Molina health insurance coverage is offered via health insurance marketplace.

Molina Health Insurance plans are exclusively designed to serve clients mainly Medicaid, Medicare, and Marketplace health insurance plans. These Molina health insurance plans are available in select states only. For instance, Molina Medicaid plans are available in California, Florida, Illinois, Michigan, New Mexico, Ohio, South Carolina, Texas, Utah, Washington, and Wisconsin only.

1. Molina Marketplace Plans:

Molina Bronze Plan – > cost – Low quality

Molina Silver Plan -> Average premiums – Average out-of-pocket costs

Molina Gold Plan -> High premiums – Low out-of-pocket

Molina Platinum Plan -> Highest premium

Irrespective of the condition whether your plan is partnered with Medicaid, Medicare, a Molina Marketplace plan, you may still have a deductible and copayment. However, the out of pocket amount you pay varies from one plan to the other. Molina Marketplace plans are offered in bronze, silver and gold categories, where bronze level plans have the highest deductibles and co-payment amounts with the lowest monthly fees. On the contrary, gold level plans have the lowest deductibles and co-payments with highest monthly premiums.

2. Molina Medicaid Plans:

Molina Healthcare offers Medicaid plans by involving in contracts with several state governments. The company serves a wide range of Medicaid health plans and quality health care services to millions of families and individuals who are qualified for government-sponsored programs such as Medicaid and the State Children’s Health Insurance Program (SCHIP). Molina Healthcare Medicaid plans are currently available in these states- California, Florida, Illinois, Michigan, Mississippi, Ohio, Puerto Rico, New Mexico, New York, South Carolina, Texas, Utah, Washington and Wisconsin.

3. Molina Medicare:

Molina Healthcare’s Medicare Advantage plans are designed to provide benefits of both Medicaid and Medicare coverage to the individuals. Both the plans offer comprehensive coverage to including access to a huge network of doctors, hospitals and other health care providers at little or no out-of-pocket cost.

4. Integrated Medicaid/Medicare (Duals)

Molina Integrated programs are designed with a member-centered health care approach to serve people who are eligible for eligible for both Medicaid and Medicare programs. Molina collaborates with several affiliates and other healthcare providers to provide Medicaid and Medicare health plans to ensure high quality care that meets their unique needs.

5. Molina Marketplace

In some states, Molina Healthcare offers Marketplace plans. These are the states where Medicaid plans are available. The market plans help Medicaid customers stay with their providers. These plans reduces the financial burden comes in the way of quality care.

6. Molina Behavioral Health Insurance Plans

If you’re looking for alcohol and substance dependency treatment services, Molina behavioral health insurance plans are the best fit. Customers in some states are offered a stand-alone behavioral health plan by Molina Health Care. The plan covers the treatment as either a supplemental or stand-alone policy. The coverage offers several behavioral Health benefits including both inpatient residential treatment and outpatient services. The coverage also extends medications prescribed to reduce withdrawal symptoms.

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