Best health insurance plans from top notch insurance carriers under your budget.

Health Care Reform through 1332 WaiverJanuary 10, 2021

States Flexibility in Health Care Reform Through 1332 Waiver

States can take an innovative approach to health care reform through the 1332 waiver, which is a provision of the Affordable Care Act. States were allowed to use these waivers from the year 2017 and till mid-2020, 23 states had submitted 1332 waiver proposals to the federal government for consideration. The 1332 proposals of 15 […]

healthcare-insuranceJanuary 9, 2021

Average Health Insurance Costs US 2021

In the last few decades, health insurance premiums have stupendously risen across the United States. Earlier health insurance was priced based on several factors but after the launch of the Affordable Care Act factors that impacted health insurance costs has significantly reduced. Americans pay different premiums, though these premiums are not determined by health conditions […]

Supplemental Health InsuranceJanuary 6, 2021

Know Everything About the Supplemental Health Insurance

Supplemental health insurance is best defined as an additional protection layer offering coverage for healthcare services that are not covered under a traditional health insurance plan. Irrespective of the healthcare needs, supplemental health insurance prove instrumental to individuals and their family’s healthcare coverage. In other words, a supplemental health insurance plan covers anything beyond minimum […]

Best Medicare Advantage Plans ProvidersJanuary 5, 2021

Top 5 Medicare Advantage Plans Providers 2021

What is a Medicare Advantage Plan? A Medicare Advantage plan is a substitution for the Original Medicare plan and is purchased through a private insurance company. Medicare contracts with some of the private insurance companies to provide insurance coverage to qualified Medicare beneficiaries. With the Medicare Advantage Open Enrollment Period running from January 1 to […]

changes-in-the-health-insurance-sectorJanuary 4, 2021

Know about the Changes in the Health Insurance Sector in 2021

Due to the recent healthcare reforms, individuals shopping for health insurance may be confused and overwhelmed while shopping for health insurance. The COVID-19 pandemic had a sweeping implication on the health insurance industry along with a combination of factors like demographic changes, consumer preferences, and regulatory and compliance mandates that also spurred the changes in […]

Covid-19 Vaccine under Health Insurance PlanJanuary 3, 2021

Is Covid-19 Vaccine Covered under Different Health Insurance Plans?

With the talk of the Covid-19 vaccine taking center-stage, it is obvious for the people to think that whether the cost of the vaccine will be covered under their plans or not. With the first phase of vaccination already started in the U.S. people need to know that in a majority of the cases they […]

Health Insurance Plan stateJanuary 2, 2021

Can a Health Plan Issued in a State be Used in Another State

United States residents need to know that all health insurance plans provide coverage for emergency medical services at any hospitals, regardless of the state in which the health plan was purchased, except for the state Hawaii. For all the emergency medical treatments that are considered life-threatening, the treatment will be covered as in-network, irrespective of […]

Vision Insurance CompaniesJanuary 1, 2021

Vision Insurance Companies in 2021 (List)

Individuals and families who have recurring vision conditions should purchase a vision insurance plan. Though rarely vision insurance plans provide full coverage, but the vision plans offer discounts on several eye-care services. While shopping for vision insurance plans, individuals should select a plan that allows them to use benefits every 24 months. Individuals should also […]

Dental Implants under MedicareDecember 24, 2020

Does Medicare Provides Coverage For Dental Implants?

It is a common saying if the eyes are the gateway to the soul, the mouth is the gateway to overall health. Thus, dental care is vital for a healthy body but receiving dental services is an expensive affair. To reduce the dental care costs people try to obtain coverage for some common dental services, […]

What is CoinsuranceDecember 17, 2020

What is Coinsurance?

Coinsurance is the percentage of healthcare costs that the insured pay after meeting their deductible. It is the percentage of their medical costs that they have to pay. The amount of coinsurance depends on the type of health plan and the carrier offering that plan. On availing of any healthcare service, policyholders are required to […]

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