Terms & Conditions

Thank you for visiting InsureMeNow. This T&C document is applicable for this website, any related websites, networks, applications, insurance agent and representative services etc. The Terms of Use stated here are a legally binding contract between you and InsureMeNow.

Please read the entire document carefully. By clicking “Create Account / Register / Sign Up” button, you acknowledge that you have read, understood our terms and agree to be the bound by them. If you don’t agree to the Terms, you can’t use our service.

By accepting our Term & Services you agree that InsureMeNow may call and text you regarding services offered on the portal. We also assume that you allow us to monitor and record any telephone calls made or received by InsureMeNow business purposes, including for quality assurance purposes.

Service Overview:

InsureMeNow provides a platform where insurance seekers can research and shop for various insurance and related products. InsureMeNow is not an insurance company. The platform connects users to third party insurance providers. We suggest you not to cancel any existing insurance before buoying a new one with valid documents.

Eligibility:

To use our service, you must be at least 18 years. If you that, we tend to believe you are fulfilling the following:

  • You’re at least 18 years of age
  • You haven’t previously been suspended from the Service
  • You used the service in compliance with all applicable laws and regulations.

If you’re using InsureMeNow on behalf of any other entity or organization, you represent and warrant that you have the authority to bind that organization to these Terms.

Accounts and Registration:

On InsureMeNow, you can browse products or visit different website sections without signing up. However, to purchase any product you’ve to create an account by filling required some information about yourself, such as your email address or other contact information. This information must be accurate, updated and up-to-date. You are solely responsible for maintaining the confidentiality of your account and password.

Electronic Communication:

By providing InsureMeNow with a telephone number and other contact information when you agree to receive communications from us via-email and calls on behalf of InsureMeNow or its affiliates, subsidiaries and employee. These calls may be used for information and marketing purposes to provide you with (not limited to) the insurance services and insurance options available with us.

You may revoke any consent given us for marketing messages, phone calls or text messages. InsureMeNow may monitor and/or record telephone conversations (without notice or warning) for our business purposes, such as quality assurance and training purposes and to protect our rights and the rights of others.

If you don’t want to receive our marketing emails anymore, you find the unsubscribe option in the email itself. Moreover, if you want to unsubscribe or opt out of marketing calls, make a DO NOT CALL request during a call you receive from us. You can also raise the request by sending an email to our support email id.

Payment:

We don’t sell insurance plans therefore don’t ask for payment information. You should provide payment information for purchasing or applying for a product directly to the applicable company that provides such product.

User Content:

There may be certain sections on the website InsureMeNow that permit users to upload content to the Service (“User Content”) and to publish User Content on the Service. If you upload the content using the service, you retain copyright and any other proprietary rights of the content. By posting or publishing User Content here, you grant us a worldwide, non-exclusive right and license to sublicense to host, store, transfer, display, perform, reproduce your user content in whole or in part.

By posting or publishing User Content, you represent that you are the creator and owner of the User Content. You also warrant that own the necessary licenses, rights, consents, and permissions to authorize us to use and distribute your User Content as necessary to exercise the licenses.

By allowing us to use the content, you also warrant the use of your User Content doesn’t infringe, violate, or misappropriate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right. The user content should also not slander, defame or invade the right of privacy, publicity or other property rights of any.

InsureMeNow is will not be responsible or liable for User Content. However, we can at any time and without prior notice, screen, remove, edit, or block any User Content violates these Terms or is otherwise objectionable. We understand User Content obtained from different sources may be inaccurate, offensive, indecent, or objectionable. If we are notified that User Content allegedly does not conform to these Terms, we may determine whether to remove the User Content.

Digital Millennium Copyright Act:

InsureMeNow complies with the provisions of the Digital Millennium Copyright Act applicable to Internet service providers (17 U.S.C. §512, as amended). In case you’re raising a notice to intimate any instance of intellectual property rights infringement, you must include the following information to validate your claim:

  • An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other right being infringed;

A description of the copyright-protected work or other intellectual property right Description of the infringed material Your address, telephone number, and email address

Prohibited Conduct:

By using the services of InsureMeNow you warrant that you don’t:

  • Use our service to serve any illegal purpose or violate any local, state, national, or international law.
  • Violate, or encourage others to violate, any right of a third party
  • Post, upload, or distribute unlawful, defamatory, libelous and inaccurate content.
  • Post content that is deemed to be objectionable, profane, indecent, pornographic, harassing and threatening
  • Interfere to discover the source code of any portion of the Service
  • Inject or upload any virus, adware, spyware, worm, or other malicious code and don’t make any unsolicited offer or advertisement to another user of the Service.
  • Violate any regulation, policy, or procedure of any such network, equipment, or server.
  • Perform any fraudulent activity or accessing any other Service account without permission.

Termination of Use:

You can any time terminate your account from InsureMeNow by contacting customer service. On the contrary if any of your actions on the website violate any provision of these Terms, your services will be terminated automatically.

Furthermore, InsureMeNow owns every right to terminate service or suspend your access to the Service at any time with or without notice. We also reserve the right to modify or discontinue the Service or certain features without any prior notice.

Modification of these Terms:

InsureMeNow reserves all rights to change these Terms. We request you to visit terms page on regular intervals to find if there are changes made. Use of the Service after the Terms are changed warrants your consent that you accepted the modified Terms.

Ownership; Proprietary Rights:

InsureMeNow owns this website. Website as whole (visual interfaces, graphics, design, compilation, information, data, and source code) and all other elements of the Service (“Materials”) are protected by intellectual property and other laws. All Materials, content and other elements included in the Service are the property of InsureMeNow or our third-party licensors. InsureMeNow reserves all rights to the Materials even if not expressed in this document.

Third-Party Services:

You may have seen or used tools while using our services. The tools enable you to export information to third party services. By using one of these tools, you offer us consent that we may transfer that information to the applicable third-party services, partner and affiliates. We don’t take responsibility for repercussions of any kind due to use of these tools as these third party tools are under not our control. The Service may also include third-party websites links. We are no more responsible for third party content published on these links.

Feedback:

If you provide us feedback, grievance and suggestions related to the services offered on InsureMeNow then you hereby grant us an unrestricted and non-exclusive right to use the Feedback in any manner and for any purpose.

No Warranties Disclaimer:

All the services, content and material on the website is available as “As Is” and “As Available Basis” without warranty or condition of any kind. No advice, information or content on the website (InsureMeNow) that you avail don’t offer any warranty regarding any of the InsureMeNow services that’s not stated in these terms.

Limitations of Liabilities:

To the fullest extent permitted by law, InsureMeNow or any of its entities or affiliates will not be liable to you for any indirect, incidental or punitive damages for loss of profits and Goodwill or any other intangible loss.
The provisions stated in limitation of liability section including disclaimer of warranties or exclusion of damages intended to and does allocate the risks between the parties under these terms.

No Advice:

The content and other reference material published on the website (InsureMeNow)is for informational purposes only. The information shouldn’t be taken as a substitute for professional medical advice, diagnosis, or treatment. Don’t rely on the information provided unless consulted to your health expert.

Meet your doctor to take advice regarding a medical condition. Don’t only solely depend upon something you have read about your medical condition open the website. Take professional medical advice and in case of emergency call your doctor or dial 911 immediately. InsureMeNow doesn’t offer recommendations on specific tests, physicians, products, procedures, opinions, insurance coverage or other information that available on the portal.

Governing Law:

These Terms are governed by the laws of the State without regard to conflict of law principles. In case, a lawsuit or court proceeding is permitted under these Terms, then you and InsureMeNow agree to submit to the personal and exclusive jurisdiction of the state courts and federal courts located within the jurisdiction.

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