UnitedHealthcare Health Insurance Online

UnitedHealthcare Health Insurance : Bringing Affordable Health Care to Those Who Deserve

 

United Health Care

About United Healthcare

UnitedHealth Group is America’s managed health insurance provider based in Minnetonka, Minnesota. The company provides health care products and insurance services. In terms of revenue, United Health Group is listed as the largest healthcare company in the world with 2018 revenue of $226.2 billion and 115 million customers.

The company provides managed health care services and products through UnitedHealthcare and Optum. UnitedHealth Group was floated in United States in 1977 as UnitedHealth Care Corporation. Two years after launch, the company had introduced its first network-based health plan for people aged 60+. In 1984, the corporation got the nod to become a public traded company in 1984. In year 2010, UnitedHealth Group won Readers Choice award for Best Health plan provider.

Divisions:

The company operates through four of its core divisions in order to offer world class health care services to every health insurance seeker.

1: UnitedHealthcare Employer and Individual:

The division provides health insurance plans, coverage and benefits for large national employers in the country. The division provides its product range through affiliates that are verified and licensed as insurance companies, health maintenance organizations (HMOs) or third-party administrators (TPAs).

2: UnitedHealthcare Medicare and Retirement

As the name goes, this UHC’s arm is aimed at offering health and well-being services to individuals age 50 and older. The division is established to provide healthcare coverage for preventive and acute healthcare services for older individuals. United Healthcare Medicare & Retirement plans provide beneficiaries with both Medicare Supplement and Medicare Part D prescription drug programs that supplement their government-sponsored Medicare.

3: UnitedHealthcare Community and State

The division takes care of state run health insurance programs for the economically disadvantaged, the medically underserved and people without the benefit of employer-funded health care coverage. The division takes care of Medicaid plans, Children’s Health Insurance Programs (CHIP), SNPs, integrated Medicare-Medicaid plans (MMP), and other federal, state and community healthcare programs.

4: UnitedHealthcare Global

The division provides over 6.2 million people with medical benefits in more than 130 other countries. It operates in international markets to provide health benefits, care management and care delivery for multinational employers, governments and individuals around the world.

5. Optum:

UnitedHealth Group is also involved in information and technology-enabled health services business through Optum, Company’s technology focused (health care coverage provisioning, software, and data consultancy services) arm. Optum technology deals with patient care, improve affordability of medical care, analyze cost trends, manage pharmacy benefits, and coordinating with care providers. Optum runs the following divisions:

5.1: OptumInsight

This Optum’s segment aims to leverage data and analytics, technology, and information in order to help major participants in the health care industry.

5.2: OptumRx

OptumRx deals and operates and manages company’s pharmacy services.

5.3: OptumHealth:

The OptumHealth segment of Unite Health Group offers provides managed health services to payers, care providers, employers, government, life sciences companies, and consumers.

Managed Care Service Portfolio:

Since its inception, United Healthcare has been helping people globally to live healthier lives. The managed health services and products offered by the company make healthcare more affordable and easier for the people. UHG operates with a vision to improve the quality and effectiveness of health care and make it easy for all Americans access health benefits. Following are the range of services the company offers:

  • Employer Sponsored Coverage
  • Coverage for Medicare and Medicaid Recipients
  • Coverage written on Oxford Licenses
  • Individual Plans
  • Dental
  • Transplant Care Management
  • UnitedHealthcare Employer & Individual health programs excluding the Government Entity
  • Health programs for Medicare recipients and group retirees
  • Health programs for regional assistance for Community and State
  • Health programs under a Tri-Care contract for Military and Veterans

Major Health Insurance Plans:

Following are the major health insurance plans offered by United Health Care Corporation:

UnitedHealthcare Select:

It’s an Exclusive Provider Organization (EPO) with no coverage for out-of-network provider.

UnitedHealthcare Select Plus: –

It’s a preferred provider organization (PPO)

UnitedHealthcare Choice:-

The plan acts as a HMO plan with access to specialists

UnitedHealthcare Navigate, Charter, and Compass: –

The plan requires a primary care physician referral to see a specialist

Unique Offerings:

In order to its managed health care products, services and other offerings, the company provides some very innovative tools as well. These tools help beneficiaries access and utilize its services more effortlessly.

Source4Women:

This is an online resource made available by United Health Group especially for women on myuhc.com. This is the place where they can discover information and tools for health, fitness, nutrition and more.

MyHealthcare Cost Estimator:

The platform enables consumers to compare and shop for health care services at one place. Estimates are calculated on the basis of actual contracted rates and are available for health care professionals and hospitals.

MyClaims Manager: The tool is available on myuhc.com® to easily search for tracking claims, premiums and much more.

 

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